Terms & Conditions

1. Agreement to Terms

These Terms and Conditions constitute a legally binding agreement made between you, whether personally or on behalf of an entity ("you") and Nurse Homebuyer Specialist ("we," "us" or "our"), concerning your access to and use of the nursehomebuyer.com website as well as any other media form, media channel, mobile website or mobile application related, linked, or otherwise connected thereto (collectively, the "Site").

2. Intellectual Property Rights

Unless otherwise indicated, the Site is our proprietary property and all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics on the Site (collectively, the "Content") and the trademarks, service marks, and logos contained therein (the "Marks") are owned or controlled by us or licensed to us, and are protected by copyright and trademark laws.

The "Nurse Homebuyer Specialist", "Nurse Homebuyer Readiness Scorecard™", "Money Map™", and "The Contract to Keys Protocol™" are proprietary systems and trademarks of Carl Williams.

3. User Representations

By using the Site, you represent and warrant that: (1) all registration information you submit will be true, accurate, current, and complete; (2) you will maintain the accuracy of such information and promptly update such registration information as necessary; (3) you have the legal capacity and you agree to comply with these Terms and Conditions.

4. Real Estate Services Disclaimer

Carl Williams is a licensed real estate broker in Florida. The information provided on this Site is for general informational purposes and does not constitute financial, legal, or real estate advice. Program availability (such as Hometown Heroes) and terms are subject to change by the Florida Housing Finance Corporation (FHFC) and participating lenders.

5. Prohibited Activities

You may not access or use the Site for any purpose other than that for which we make the Site available. The Site may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved by us.

6. Governing Law

These Terms and Conditions and your use of the Site are governed by and construed in accordance with the laws of the State of Florida applicable to agreements made and to be entirely performed within the State of Florida, without regard to its conflict of law principles.

7. SMS Program Description

Nurse Homebuyer Specialist operates an SMS messaging program for nurses and healthcare professionals in NE Florida who opt in via nursehomebuyer.com. Messages may include Homebuyer Readiness Score results, consultation reminders, Hospital to Home Roadmap Call™ invitations, and homebuying updates.

Message and data rates may apply. Message frequency varies based on your activity and stage in the homebuying process. You may opt out at any time by replying STOP to any message. For assistance, reply HELP. Opt-in data and phone numbers are never shared with third parties.

8. Carrier Liability Disclaimer

Carriers are not liable for delayed or undelivered messages. Message delivery is subject to carrier network availability and coverage.

9. Age Restriction

Our SMS messaging program is intended for users 18 years of age or older. By opting in to receive SMS messages, you confirm that you are at least 18 years old.

10. Contact Us

In order to resolve a complaint regarding the Site or to receive further information regarding use of the Site, please contact us at: