Your Scrubs Just Earned You a Home.
Every 12-hour shift, every night you picked up, every bit of overtime — there's a real program built around exactly how nurses get paid, and it's already working in your favor. See your Cash to Close number in under 3 seconds.
Instantly See Your Estimated Cash to Close
With Nurse Down Payment Assistance Already Applied
Move the slider to your target price and see the real cash you'd bring to the table — with your nurse down payment assistance and tax exemption savings already applied.
1. YOUR TOTAL CASH NEEDED WITHOUT ASSISTANCE
Down Payment
3% of $325,000
Estimated Closing Costs
Florida avg 2.3%
Total Cash Needed
2. YOUR CREDITS & SAVINGS WITH ASSISTANCE
Nurse Down Payment Assistance*
Up to $35,000 · credit at closing
Tax Exemption Savings*
Doc stamp + intangible
Total Savings From Assistance*
−$17,583
PAID BEFORE CLOSING (upfront)
Earnest money $1,000 · Appraisal $695 · Inspection $595 — earnest money is credited back at closing; appraisal & inspection may be reimbursed by the seller.
$2,290
YOUR BOTTOM LINE
Remaining cash to bring to closing — after nurse down payment assistance, tax exemption, and your earnest money credit.
$0
TOTAL CASH TO CLOSE**
$2,290 paid upfront + $0 remaining at closing
$2,290
NURSE DOWN PAYMENT ASSISTANCE — ELIGIBILITY
- Requires a 640+ credit score (660 for manual underwriting)
- HUD-approved homebuyer education (required for assistance eligibility)
- First-time buyer — not owning a home in the past 3 years
- Florida-based employer — must work for a qualifying Florida healthcare employer
- Assistance is a 0% interest deferred second mortgage with no monthly payment — repaid when the home is sold, refinanced, or no longer your primary residence
- Maximum household income: $163,050 (Duval, Clay, & St. Johns County)
There's a Secret Most NE Florida Nurses Are Never Shown.
You've seen the first piece — the money. Enter your info below and I'll walk you through the rest of the story — the one most lenders and agents never walk you through — showing exactly how the money and the process come together, so you go from renter to homeowner, keys in hand, in as few as 90 days from preapproval.
*The down payment assistance and tax exemption savings shown here are based on the Florida Hometown Heroes program administered by the Florida Housing Finance Corporation (FHFC). Hypothetical illustration for educational purposes only, using Florida average closing costs (2.3%) paid at closing, plus a $1,000 earnest money deposit, $695 appraisal, and $595 home inspection paid upfront (which appear on the closing statement and may be reimbursable via seller credit), minus nurse down payment assistance (5% of loan amount, $10,000–$35,000, subject to eligibility and fund availability) and its documentary stamp / intangible tax exemption. VA (0% down) and USDA (0% down) options show the VA funding fee and USDA guarantee fee as financed into the loan — they increase the loan balance but are not paid in cash at closing. Not a guarantee of eligibility, program funding, or final loan costs. VA eligibility requires qualifying service; USDA requires a property in an eligible area and household income at or below 115% of area median income. Not financial, tax, or legal advice.
**Does not include prepaid property tax escrows, homeowners insurance escrow deposits, or other prepaid items.
Watch First · 90 Seconds
Three Things Are Keeping NE Florida Nurses From Owning a Home. Here's What They Are.
The money was just the first one. Watch this before you scroll any further.
Video 1 — Mini VSL
Carl records · Paste embed URL here
